Terms & Conditions

These Terms & Conditions govern the use of cashflowengine.io, the Cashflow Engine App (app.cashflowengine.io), and all related services and products (collectively, the “Platform”) provided by AI Momentum LLC, 30 N Gould St Ste R, Sheridan, WY 82801, USA (the “Provider”).

By using the Platform, you agree to these Terms. Deviating terms are not recognized unless expressly agreed in writing.

The Platform provides tools and educational content for systematic options trading, including portfolio analysis, backtest comparisons, Monte Carlo simulations, and editorial content. The exact scope is defined in the respective product descriptions.

Product presentations on the Platform do not constitute a binding offer. By placing an order, you submit a binding offer. The contract is formed upon our order confirmation via email.

All content on the Platform—including text, graphics, videos, software, and databases—is protected by copyright. Reproduction, distribution, or public reproduction without prior written consent is prohibited.

Access to paid services grants personal, non-commercial use only. Sharing login credentials or content with third parties is prohibited.

Options trading involves significant risks and is not suitable for every investor. In particular:

Every user trades at their own risk and responsibility. The Provider assumes no liability for trading losses resulting from the use of the Platform or its tools. We strongly recommend consulting a qualified financial advisor before deploying real capital.

The Provider is only liable for damages caused by intentional or grossly negligent conduct. Liability for slight negligence is excluded to the extent permitted by law. This does not apply to damages arising from injury to life, body, or health.

The Provider reserves the right to amend these Terms at any time. Changes will be communicated via email or on the Platform. If you do not object within 14 days of notification, the amended Terms are deemed accepted.

The laws of the State of Wyoming, USA, apply, excluding the UN Convention on Contracts for the International Sale of Goods (CISG). For consumers in the EU, mandatory consumer protection provisions of their country of residence additionally apply where more favorable.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced by a valid provision that most closely reflects the economic purpose of the invalid provision.

These terms apply in addition for the paid subscription to the Cashflow Engine Workbench (wb.cashflowengine.io). Parts A, B, and C of these Terms apply accordingly.

The service is provided by AI Momentum LLC. Ordering, invoicing, and payment are handled by Paddle.com Market Ltd. as Merchant of Record (reseller); Paddle is therefore your contracting party for payment.

The Workbench is a web-based analytics and portfolio tool provided as an ongoing digital service for the duration of the subscription. The contract is formed upon completion of the Paddle checkout.

The billing interval (monthly or annual) follows the plan selected at checkout. After the initial term, the subscription renews for an indefinite period and may be cancelled at any time with a notice period of no more than one month (§ 309 No. 9 BGB).

You can cancel at any time via the cancellation button (§ 312k BGB) in your account, via account settings, or informally by email to terminal@cashflowengine.io.

All prices are final prices in Euros and include any applicable VAT. As Merchant of Record, Paddle calculates, collects, and remits the applicable VAT/sales tax and issues the invoice.

The Workbench may contain references (affiliate links) to third-party providers, in particular Option Omega and OptionsApp. Purchases made through such links may earn the Provider a commission. Such references constitute advertising; they incur no additional cost for you.